UP Catholic E Edition Page 12

PAGE 12 THE U.P. CATHOLIC FRIDAY, SEPTEMBER 18, 2015 Does Your CD Pay You This Much? With a Diocese of Marquette Charitable Gift Annuity you can earn a high rate of return AND earmark a Christ-centered planned gift that supports diocesan Catholic Schools, Legacy of Faith, your parish, or another Diocese of Marquette program. Your annual income can be immediate or deferred, on one life or two. Rates are guaranteed. A portion of your annual income is tax-free, plus you receive an immediate charitable income tax deduction. Single Life Rates* * Double life rates available Minimum Age 55 years, Minimum investment $5000 Please return to: Terri Gadzinski 1004 Harbor Hills Drive, Marquette, MI 49855-8897 tgadzinski@dioceseofmarquette.org 1-800-562-9745 ext. 108 Please send a gift annuity sample for a gift of: $5,000 $10,000 $20,000 Other $______ Name:____________________________________________________ Date of Birth:_____________________ Address:__________________________________________________ Phone:______________________E-mail________________________ What is Your Gift Annuity Payment Rate ? 9.0%........................................................ 8.0%........................................................ 7.0%........................................................ 6.0%........................................................ 5.0%........................................................ 4.0%........................................................ Age 55 65 75 85 90 4.7% 5.8% 7.8% 9.0% . Joel L. Keranen - Manager-Director, James R. Laurinaho - Director Karl J. Peterson - Director 26090 Pine Street Calumet, MI 49913 www.ericksoncrowleypeterson.com Phone (906) 337-4600 E-mail: ecpfh@att.net The Staff and Residents of Bishop Noa Home and The Sisters of St. Paul de Chartres 2900 Third Avenue South Escanaba, MI 49829 Assisting You in Your Golden Years! (906) 786-5810 Grandparents are models, mentors, memory makers The following was adapted from an article by Deacon Gary and Kay Aitchinson featured online on www.foryourmarriage.org. The web- site includes resources for all stages of marriage, parenting and family. Every child deserves a grandpar- ent who will love unconditionally, and every grandparent needs the op- portunity to love and be loved. While it may not take an entire village to raise a child, it certainly takes a lov- ing family. Grandparents are a crucial ingredient in the family mix. They have a unique connection to their grandchildren and a wealth of gifts, talents and wisdom to share with them. For many families, family life is spinning out of control. Parents are increasingly busy, and family life is more often like a pressure cooker than a warm, bubbly stew. The de- mands of dual careers and an abun- dance of outside activities leave far too little parent-child time. Grandpar- ents can make a huge difference to these busy families. Grandparents have many things to teach their grandchildren, both by their modeling and their mentoring. Having lived many years and experi- enced a great deal, their knowledge can ease and enrich their grandchil- dren's lives in a variety of ways. Grandparents are powerful mod- els for their grandchildren, and their actions and example often speak louder than their words. From grand- parents, children learn both attitudes and values. Grandparents show grandchildren how to be good citi- zens; they are witnesses to their faith; and they are models for aging. Their very presence exposes children to the seasons of life and teaches them re- spect for other ages and stages of life. Grandparents are made-to-order mentors. They have a storehouse of wisdom to share. Over the years, they have honed their gifts and talents, learned valuable skills and developed interests that are advantageous, edu- cational and beneficial to their grand- children. Their life experience can guide and teach their grandchildren. Grandparents mentor grandchil- dren when they share a skill or new activity, such as baking cookies, knit- ting a scarf, building a birdhouse, vis- iting a museum, or taking a nature walk. Grandparents have an abun- dance of experience, which they often take for granted, and they al- most always have more time than parents. Most grandchildren wel- come the opportunity to try some- thing new with a grandparent. Grandparents are ideal memory- makers. By spending time and men- toring their grandchildren, they can build valuable memories that will last a lifetime. They don't need a trip to Disneyland to do so, but they do need a willingness to share their time and talent. If you are a grandparent who wants to try something new, birth- days and holidays are opportune times. Consider making a birthday banner which the grandkids might even help create. Make one-of-a-kind personalized birthday cards with a picture of the birthday child. Give gift certificates for overnights at grandma's and grandpa's house or a special date. Write a letter to your grandchild explaining your excite- ment when he or she was born. Take your grandchild on a memorable trip or adventure for a milestone birthday. Organizing an annual cousins' camp or family reunion at the grand- parents' house or an away-place is a sure way to build memories. Design a family T-shirt for everyone, estab- lish special games and activities such as a scavenger hunt, bingo game or tug-of-war that can be repeated year after year. Make special foods. Another ongoing memory-maker is to create a family calendar each year with pictures of the family and birthdays highlighted. Invite grand- children and their parents to submit family photos. Today, fewer and fewer grand- parents and grandchildren live in the same community. A great many of the more than 70 million grandpar- ents in the U.S. are long-distance grandparents. Both parents and grandparents must be creative to keep the two grands connected. E-mail, Skype, texting, cell phones and snail mail become important avenues for staying in touch. The lines of com- munication can be kept open by sending stories, jokes, riddles or cre- ating an on-going tale by e-mail. One grandmother's newsy letters to her grandchildren, about God, nature, and everyday family happenings, be- came a book: "Letters to Grand Chil- dren" by Elaine Mayer was published in 2009 by Trafford.

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